Sunday, July 1, 2012

Cell Phone Depreciation

Our discussion about depreciation last week got me thinking, "What's the depreciation value of cellular phones?" For most people nowadays, switching phones every now and then is a trend. But how much money are they really losing?

According to a report from priceonomics, brand new cell phones lose a big percentage of their value over the first year! As a matter of fact, the average cell phone loses about 50 % of its value during its first year! (With the exception of iphones, of course!)


So would changing phones all the time save you money? No! Therefore, the next time you're going to buy a brand new phone, make sure it's for keeps!

________________________________________________________________________________

Checked by: Professor Crisencio Paner

Saturday, June 23, 2012

How to Fill Out a Check


Many of us at our age don't have our own check books yet. But for sure, sooner or later, we'll also be handling these magical pieces of "paper-turning-into-money" called checks. So for us not to waste these    pieces of paper when the time comes that we'll need to use them, we should have the knowledge on how to fill them out properly. So how do we do it?

Using the picture below as a guide, these are the thing to be written in a check:

1. The current date
2. Who the check gets paid to
3. How much (in numeric form) the payment should be
4. How much (in written form) the payment should be
5. Your signature


Tips and reminders:
1. Always use a pen so that nobody can alter your writing.
2. Be very neat and careful in writing the needed information.
3. Make sure you write only the exact amount of money to be paid.

There you go! Hope this helps!

Professor Crisencio M. Paner


CRISENCIO M. PANER    
                                                                                                                                      
CP : 0915-1429675                                Email : panercris@gmail.com                                                                                                        

Glimpse of Crisencio Paner: http://www.youtube.com/watch?v=JmOWKyzryGk

EDUCATION
  • Ph.D. in Biological Science (candidate)
University of Santo Tomas, Graduate School

  • M.S. Microbiology
University of Santo Tomas
      Thesis: “Chemical Control of Fungi Infesting Easel Oil Paintings at
                   University of Santo Tomas Museum of Arts and Sciences”
     
      Published in: Prime Journal of Microbiology Research
                            http://primejournal.org/PJMR/abstract/2012/may/Paner.htm
                                 http://primejournal.org/PJMR/cont/2012/may.htm
  
  • Italian Scholarship Grant
Restoration and Conservation of Artworks Attacked by Biological Agents
Istituto Centrale Per Il Restauro, Rome, Italy (January 1-June 30, 2004)

  • B.S. Biochemistry
University of Santo Tomas

  • Professional Teaching Certification Program (Major in Biological Science)
Caloocan City Polytechnic College

PUBLICATIONS

 Book:
  Co-author in LET Reviewer in Biology, 2006-2010 eds. Published by MET Inc.
                          ISBN # 97193249-6-1, sold in National Bookstores                                                                                                                 
Articles:
  • Understanding Museum Pests: The Molds. CFAD Atelier Journal, University of  Santo Tomas, Vol. 2 No. 1, 2003-2004, pp. 80-83
  • On the Conservation of 20th Century Color Photographs Attacked by Molds. CFAD Atelier Journal, UST., Vol. 2 No. 1, 2003-2004, pp. 106-113
  • Witnessing the Glory of Italy in Its Art History and Ancient Spaces. CFAD Atelier Journal, UST, Vol. 3 No. 1, 2004-2005, pp. 55-72 
  • _______________. Panorama Magazine, November 13, 2005, pp. 12, 13, & 21.
  • Deterioration of Paintings and Painting Components Caused by Microorganisms. CFAD Atelier Journal, UST., Vol. 3 No. 1, 2004-2005, pp. 91-94
  • Microbial Deterioration of Painting Materials. CFAD Atelier Journal, UST., Vol. 3 No. 1, 2004-2005, pp. 94-97.
  • Conservation of Paintings Attacked by Molds. In College Freshman English Book II. Agalabia, U., Aranda, R., et. al., pp. 124-125, UST Publishing House, 2004
  • Today’s Restoration Establishments.  CFAD Atelier Journal, UST., Vol. 4 & 5 No. 1, 2005-2006 & 2006-2007, pp. 95-99

RESEARCH WORK

·      Indoor Air Quality of Beato Angelico Building of the University of Santo Tomas -Commissioned by UST (Nov. 2009-May 2010)

BLOGS/ADS

1.     http://internet-moneymakingsecrets.blogspot.com (Money-Making Secrets)
2.     http://internet-moneymakingsecrets.weebly.com   (Internet Marketing Secrets)
3.     http://cmpaner.blogspot.com  (The Painting Doctor-“Restorer/Conservator”)
4.     http://sulit.com.ph/3498047  (Research assistance/Thesis Assistance/Thesis Editing)
5.     http://sulit.com.ph/4829772 (LET Review by a LET Topnotcher and Veteran Reviewer)
6.     http://sulit.com.ph/5040331 (Lotto Secrets Revealed!)
7.     http://sulit.com.ph/5058879 (Muscle Building Cookbook)
8.     http://sulit.com.ph/5069982 (Wedding Photography Secrets)
9.     http://sulit.com.ph/4973311 (Food Cart Franchise Business)
10.  http://sulit.com.ph/4833582 (St. Peter Life Plan and Memorial Chapels)
11.  http://sulit.com.ph/4186306 ( Art and Craft Materials for Sale At Low Price!)
12.  http://sulit.com.ph/4621349 (Cleaning and Restoration of Paintings)
13.  http://sulit.com.ph/4869897  (Natracare Food Supplements)
14.  http://sulit.com.ph/4802983 (LET Reviewer Books)
15.  http://sulit.com.ph/5021693 (How to Lose Weight Fast!)
16.  http://sulit.com.ph/5093345 ( How to Stop Hair Loss and Regrow It the Natural Way)
17.  http://sulit.com.ph/5126659  (How to Get Pregnant Fast!)
18.  http://sulit.com.ph/4930508  (Condo for Rent at 39K Infinity Tower, Global City, Taguig)
19.  http://sulit.com.ph/5538321  (Licensure Exams for Teachers LET online review)
20.  http://sulit.com.ph/5423603  (Internet Marketing Illuminati- How to Make Money Online Fast!)
21.  http://sulit.com.ph/5352564  (Internet Millionaire Looking for Students!)
22.  http://sulit.com.ph/5628715  (The Ultimate Diablo 3 Guide)

WORK  EXPERIENCE

  • Instructor 5, CFAD, IPEA, Pharmacy, CTHM, University of Santo Tomas
SY 1995-Present
Subjects taught: Organic Chemistry lab., Statistics, College Algebra,
                           Algebra with Trigonometry, Business Math, Physics,
                          Plane & Solid Geometry, Environmental Science, Biology
                                                                                                                                                
  • Part Time Instructor, Our Lady of Perpetual Help College, Manila
Subjects taught: Food Microbiology (Lecture and Laboratory)                                                                                                       
  • Part Time Instructor, St. Paul’s College, Quezon City
Subjects taught: Lec. & Lab: General Microbiology, Biochemistry, Microtechnique

  • Part Time Instructor, Unciano Colleges and General Hospital, Inc., Manila
Subjects taught: Lec. & Lab: General Microbiology and Parasitology, Inorganic Chemistry,
                          Comparative Anatomy, Botany, Organic Chemistry, General Zoology,
                          Biology, Biochemistry

OTHER PROFESSIONAL EXPERIENCE

·       Editor and Professional Consultant, MET Publishing House, Manila
·       Microbiologist, Silver Swan Manufacturing Inc.,Panghulo, Malabon
·       Biochemist, Watercare Philippines, Inc., Valenzuela City
·       Food Production Researcher(Mushroom Culture), TWH, Inc., Cainta Rizal
·       Review Director for LET, Center for Educational Excellence, Inc.
·       Project Consultant on “Biodeterioration of Artworks”, Paper Conservation Laboratory, Archives Dept., Arzobispado de Manila
Projects: Conservation of paintings by Fernando Amorsolo, Botong Francisco,
               Ben Cab, Cezar Legaspi, Simon Flores, Betsy Westerndorp
·      Licensure Exams For Teachers (LET) Reviewer at:
- Malabon City University,MET Review Center, UST-College of Education, Caloocan   Polytechnic College, Trinity College, & Center for Educational Excellence Inc.

AWARDS AND HONORS

  • Beato  Angelico Service Award
  • 10th Placer (85.60%), Licensure Examinations for Teachers (LET)
  • Full College Scholarship by Lourdes Reyes Foundation
  • Professional Civil Service Examinations, weighted ave: 86.49%
  • Valedictorian, High School
  • Salutatorian, Elementary
  • Certificate of Appreciation as resource speaker on the topic “Visual Arts and Restorations”, Faculty-Student Art Forum, Beato Angelico Bldg.,UST.
  • Recognition Award for invaluable support and committed service to HARIBON UST as adviser from 2002-2004
  • Honored as 4th Degree(highest degree) member of the Knights of Columbus
 Given by Philippine District IV-NCR
·         Loyalty and Faithful Award for 13 years of Service
 Knights of Columbus UST- Faculty Council 4321
·         Dedicated and Competent Service Award as LET Reviewer
 Malabon City University                                                                                           
·         Champion, Pautakan Quiz Bee for Coaches, UST                                                           
·         Family of the Year Award
            Knights of Columbus UST Faculty Council 4321
·      UST Graduate School Thesis Writing Grant
  UST Graduate School Alumni Association
·      Certificate of Recognition for invaluable Contribution as Lecturer/Reviewer
 Pilot Project on Review Classes for Licensure Examinations for Teachers
 College of Education, UST                                                   
·    Certificate of Appreciation as guest speaker on the topic “Products that Cause Cancer”, given by NEWAYS International (Phils.), Makati City

       

TRAINING /SEMINAR WORKSHOPS

  • Seminar on Test and Measurement Evaluation
  • Seminar on Principles/Philosophy of Education
·      Faculty Development Seminar
  • Traditional Filipino Art
  • Curriculum Development                                                
  • Rubrics Development Across Disciplines                                          
  • Certificate on Adobe Photoshop
  • Certificate on PC Troubleshooting and Networking
  • The Ethics of Teaching
  • Rights and Responsibilities of the Faculty Members, Academic and Administrative Officials and Office Staff Seminar                                                   
  • UST-CFAD Planning and Development Seminar
  • Shepherding the Shepherds
  • Workshop on Syllabus Construction                                                                         
  • Textbook and Learning Materials Development
  • Computer Literacy on Adobe Illustrator, Photoshop, & MS Excel
  • Symposium on Waste Management
  • Ecological Symposium
  • Bringing Out the Best in Me and the Best in You
  • Integrating Media in Classroom Instruction( Design, Production, and Utilization of Media)
  • Principles and Methods of Humane Educators
  • Certificate on Basic Industrial Electronics
  • Certificate on Information Technology
  • Symposium on the Preservation of our Environment
·       Research Colloquia on Indoor Air and Water Quality in Relation to Building Design
·       Convention of Philippine Association of Academic Biochemists,            
  • 16th Annual Convention of Philippine Biochemical Society
  • Script Writing Workshop
  • Basic Business and Financial Management                                                              
AFFILIATIONS

  • Member, CFAD- Adhoc Committee on Math Department
  • Member, CFAD-Committee on Environmental Advocacy
  • Member, CFAD-Adhoc Committee on Value Formation
  • Board of Director
Philippine Association  for the Scientific Conservation of Cultural Properties   
  • Deputy Grand Knight, Knights of Columbus UST Faculty Council No. 4321
  • Auditor
College of Fine Arts & Design Faculty Association
  • Adviser, HARIBON UST
  • Business Manager, NOH-SCC Alumni Association
  • Member, Outreach Program Committee
College of Architecture and Fine Arts

LANGUAGES SPOKEN

English, Filipino, Italian, Japanese

OTHER SPECIAL SKILLS/TALENTS

  • Thesis Editing/Research Assistance
  • Computer operation using MS Word, Excel, Powerpoint, Adobe Photoshop, Internet
  • Computer Hardware repair and Software installations
  • Website/Blog Construction/SEO/Internet Marketing
  • Photography
  • Swimming
  • Playing Banduria
  • Singing
  • Riding ATV






Tuesday, June 19, 2012

Math-erial World

We live in a Math-erial World

I have a baby brother. He's now 1 year old and 4 months. When he was 6 months old, one of the first things he learned was to count from 1-5 with his fingers! Amazing isn't it? This proves to show that we live in a Math-erial world!

When we were little, we were taught the basics of Math like counting, adding and subtracting numbers, skip counting (this topic was really fun to memorize!) and much more. Since then, I've learned to love Math!

However, I know not everyone loves Math. But who are we kidding? We can't avoid Math! It's everywhere! (Okay, sorry for over-reacting :)) ) I mean, from simple telling of time, to brain-bleeding problem-solving equations at school (which, by the way, we apply in our everyday lives), Math is inevitable. We use it from the time we wake up in the morning, to see if we're late for school or not; until the the time we get ready for bed, to count sheep when we can't manage to get our sleep! We use it at home, at work, in school, in other countries, and even in the most unusual places we could ever imagine. Honestly, if I write all the things we use Math for, I might run out of letters and my keyboard might just give up on me! You get my point :D

So all of this is a clear proof of how important Math is in our lives. So maybe, just maybe, those who hate it would somehow learn to love it. Just the way I did, when I was little. :D